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What did you learn from the Debt applications?
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Being debt free is possible
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Borrowing is a slave, the lender is the master. I prayed for myself, asking God to help me get out of debt and make a plan to pay it off.
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I learn that the lender is a slave to the borrower.
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Use the Snowball approach for getting out of debt. Try to pay more than the minimum each month and do not accrue new debt unless absolutely necessary. Getting out of debt is a process and requires effort on my part. I did not get into debt in a day and probably will not get out of it that quickly realistically. God will help me to get out of debt but I must do my part also. Be faithful to try and God will honor that.
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The best thing is not to be in debt.